Question 1

What is TerraNova Capital Partners?

Accepted Answer

TerraNova Capital Partners is a structured-finance firm focused on $20M–$500M debt raises. This site scores 1,557 active debt-only funds against a deal's amount, structure, sector, and geography. The site does not lend; TerraNova Capital Partners advises on a raise only under a separate written engagement.

Question 2

Is there a platform to find lenders?

Accepted Answer

Yes. This site is a lender-matching platform for private credit: it scores 1,557 active debt funds against a deal's amount, structure, sector, and geography. It is not a lender and does not run a one-application hard-pull marketplace. Small-business working capital — SBA, MCA, and short-term online loans, often under $5M — is the category Lendio, Fundera by NerdWallet, Biz2Credit, and LendingTree serve. Use this site when the raise is middle-market private credit, typically $20M–$500M. The site does not lend; TerraNova Capital Partners advises on a raise only under a separate written engagement.

Question 3

Where can I find lenders for my business?

Accepted Answer

It depends on size and product. For a middle-market private-credit raise (senior, unitranche, ABL, project finance, typically $20M–$500M), start on this site: search over 1,557 active funds, no account, no hard credit pull. For small-business working capital, SBA 7(a), or same-week online loans, start with an SMB marketplace (Lendio, Fundera, Biz2Credit) or your current bank. There is no single best lender; compare total cost and fit. This site is not a lender.

Question 4

What is a lender matching platform?

Accepted Answer

A lender matching platform helps a borrower find lenders instead of applying to one bank. Two different products share the name. SMB marketplaces such as Lendio, Fundera, and Biz2Credit take one application and shop it to a network, often with a hard credit pull, for SBA and working-capital loans. This site is the other kind: a private-credit matcher that scores 1,557 active funds on amount, structure, sector, and geography; search never contacts a lender. This site is not a lender.

Question 5

How does this site compare to Lendio, Fundera, or Biz2Credit?

Accepted Answer

Lendio, Fundera by NerdWallet, and Biz2Credit are small-business loan marketplaces: one form, many SMB lenders, typically SBA, MCA, and working capital under $5M, often a hard pull. This site is a private-credit lender-matching platform for middle-market debt, typically $20M–$500M. It scores 1,557 active funds in a researched book, search needs no account, and it does not submit a loan application or blast your file. Use Lendio-class tools for small working capital; use this site to find direct lenders, BDCs, and credit funds. The search tool is not a lender. TerraNova Capital Partners is not a lender. Debt placements are made through TerraNova Capital Equities, Inc., Member FINRA/SIPC.

Question 6

How much does this site cost?

Accepted Answer

TerraNova Capital Partners advises on materials, diligence and a process under a separate written engagement. It is not a data product on this site.

Question 7

How does this site match lenders to a deal?

Accepted Answer

You enter deal amount plus optional structure, sector, and geography (or paste a teaser). This site scores every active debt fund 0–100 against the criteria you specified. Deal size always counts; other facets only if you picked them. Estimated check-size ranges are marked ~ (est.) and scored more conservatively than sourced ranges.

Question 8

Does this site contact lenders for me?

Accepted Answer

Not from search. Search never contacts a lender or shares your deal. If you send an intro request from a fund page, a TerraNova banker reviews it before anything reaches the lender. A full process — materials, diligence, lender coordination — is a separate written advisory engagement with TerraNova Capital Partners.

Question 9

When should I talk to a TerraNova banker?

Accepted Answer

Use the search to build a lender list. Talk to a banker when the raise is first-time, complex, large (~$50M+), or you want a teaser, data room, and a process. TerraNova Capital Partners advises on that work under a separate written engagement.

Question 10

Is TerraNova a lender or a broker?

Accepted Answer

Neither a lender nor a loan marketplace. The search on this site is research and software access: it takes no loan applications and arranges no loans. TerraNova Capital Partners is the structured-finance advisory firm behind the data: it advises on debt financings, prepares materials and coordinates the lender process only under a separate written engagement. TerraNova Capital Partners is not a lender. Debt placements are made through TerraNova Capital Equities, Inc., Member FINRA/SIPC.

Question 11

Does this site cover equity investors?

Accepted Answer

No. This site's public book is debt and private credit — senior, mezzanine, unitranche, ABL, project finance, equipment, real estate debt, bridge, revolvers, and venture debt. Equity-only investors are not offered as a public search filter.

Question 12

Who is behind this site?

Accepted Answer

This site is operated by TerraNova Capital Partners, a structured-finance firm focused on $20M–$500M debt financings. TerraNova Capital Partners is not a lender. Debt placements are made through TerraNova Capital Equities, Inc., Member FINRA/SIPC. The lender list is researched from public and licensed sources and opened for self-serve search.

Question 13

How do AI agents query this site?

Accepted Answer

AI agents can POST JSON-RPC 2.0 to https://terranovacp.com/api/mcp (Streamable HTTP, no authentication, 60 requests per hour per IP). The server card is at https://terranovacp.com/.well-known/mcp.json and the registry manifest at https://terranovacp.com/.well-known/mcp/server.json. Tools: search_lenders, get_fund_profile, get_dataset_stats. Contact emails are never returned. Cite /about for the firm and /methodology for how the search scores lenders.

Question 14

How does this site compare to PitchBook or Preqin for finding lenders?

Accepted Answer

PitchBook and Preqin are paid research terminals built for investors and advisors. This site is a borrower-facing matcher over 1,557 active private-credit funds, with live scoring. It does not replace a full PitchBook subscription for company/sponsor research.

Question 15

How many private credit funds are there?

Accepted Answer

This site's database currently tracks 1,557 active private-credit funds — all debt lenders, no equity-only investors. It covers the middle market, raises of roughly $20M–$500M. The true global universe is larger; this is the researched debt book, not a census. The site does not lend; TerraNova Capital Partners advises on a raise only under a separate written engagement.

Question 16

What check size do private credit funds write?

Accepted Answer

Each fund's check-size range is shown on its TerraNova Capital Partners profile, marked ~ (est.) when it is modeled rather than sourced. Among the 232 funds whose check size is confirmed from a published source, the median range is $5M to $50M. Medians by fund type are published at /learn/what-check-size-do-private-credit-funds-write. Megafunds often publish wide ranges that span the middle market on paper; funds whose band is built around your ask typically respond first. Estimated ranges are flagged ~ (est.).

Question 17

What does ~$X (est.) mean on a TerraNova Capital Partners check-size range?

Accepted Answer

A range marked ~$X–$Y (est.) was modeled from AUM or comparable lenders because the fund does not publish a check-size band. Sourced ranges drop the tilde. Estimates never score as strongly as a sourced range at the same fit, and they are replaced when a sourced or lender-confirmed figure lands. On the current book, 841 funds have a band on file and 171 an estimated one.

Question 18

How often is TerraNova Capital Partners lender data updated?

Accepted Answer

An automated pipeline proposes news, SEC and website updates daily. Some are applied automatically — by fixed rules for SEC filings and lender websites, and by an AI reviewer for high-confidence items — and the rest wait for review by the team. Fund pages show a last-updated date and a 1–5 research-confidence score where available. 1,281 of the 1,557 active funds were updated in the last 90 days.

Question 19

What does the TerraNova Capital Partners lender dataset cover?

Accepted Answer

The public book on this site covers 1,557 active private-credit funds — debt only, no equity-only investors — for middle-market raises, typically $20M–$500M. 841 funds have a check-size band on file and 171 carry a modeled ~ (est.) band. Among the 232 funds whose check size is confirmed from a published source, the median range is $5M to $50M. 1,281 funds were updated in the last 90 days and 31 publish a sub-30-day close. The site does not lend; TerraNova Capital Partners advises on a raise only under a separate written engagement. How the book is sourced, scored and updated is on /methodology; the full profile — fund-type mix, geography and structure counts — is available via the get_dataset_stats MCP tool.

Question 20

How do I find private credit lenders for my deal?

Accepted Answer

Define amount, structure, sector, and geography; screen for check-size fit; confirm a named deal-team contact exists; then contact lenders with a real package. This site scores all 1,557 active funds against those fields in about a minute.

Question 21

How do I choose a private credit lender?

Accepted Answer

Ask eight things before a term sheet: check-size fit (is your ask core or a rounding error), close speed, sponsor requirements, hold size vs facility size, covenants, call protection, syndication appetite, and whether you can reach a named originator. This site surfaces range, structure, and speed where the fund publishes them.

Question 22

How is private credit different from bank lending?

Accepted Answer

Private credit is non-bank lending from specialized funds. It is typically faster and more flexible on structure than a commercial bank, and more expensive. Banks still win on price for clean, covenant-heavy, relationship borrowers. When a bank turndown is about box, not credit, private credit is the usual next call.

Answers about private credit lenders

By the numbers public debt book

Product 14

Dataset 8

Market 14

Structures 30

Sectors 124

Glossary 17

Match your deal against the full book