Answers · Market · live dataset
What interest rate do private credit lenders charge?
Private credit loans are almost always floating-rate — a spread over SOFR — and the spread rises as the lender's claim weakens: senior secured carries the lowest spread, a unitranche one blended rate that sits between senior and mezzanine pricing, and mezzanine or second-lien the highest, often with PIK interest or warrants. The all-in cost on a given deal turns on structure, leverage, size, and sponsor backing, so no single rate applies. This site does not publish per-fund pricing; the pricing guide explains what borrowers should expect by structure.
Figures from the researched book · updated Oct 27, 2026 · rendered Oct 31, 2026
Full guide: Pricing guide →
1,557
Active funds
Related answers
- What fees do private credit lenders charge?
- What minimum EBITDA do private credit lenders require?
- Do private credit lenders require a PE sponsor?
- How long does a private credit loan take to close?
- What documents do private credit lenders need?
- Unitranche vs senior plus mezzanine — which should a borrower pick?
- How is venture debt different from private credit?
- Which private credit lenders write loans under $5M?
Score the live book against your deal
Amount, structure, sector, geography — about a minute.